Video: Troubling foreclosure numbers

updated 9/6/2007 8:30:47 PM ET 2007-09-07T00:30:47

What happens when a lender can't produce the original note?
Aug 17, 2009 . Loosing an original mortgage note is like loosing a $100 bill or a gift card or a . have the original note, because that note has been lost or destroyed. . Liane Jamason, REALTOR, CDPE serving St. Petersburg, FL (Smith . My reading is that this Strategy can not permanently remove a legitimate debt.

Szymoniak Objection to Continued Use of Original Clerk Documents ...
Mar 28, 2012 . This is an action to foreclose a mortgage on a property owned by the Defendant. Lynn E. Szymoniak in Palm Beach Gardens, Florida. . The original promissory note was lost or destroyed subsequent to Plaintiff's acquisition . The allonge in blank must be permanently attached to the note in order for it to be .

RESPONSE: 7. The original mortgage note has not been lost or destroyed. . An allonge cannot be permanently affixed to a mortgage note by way of a paper .

Mortgage note - Wikipedia, the free encyclopedia
Attorneys estimate that the documents belonging to as many as 50% of the mortgages made between 2001-2008 have been lost or destroyed, leading to .

Annoted Example of Asignment and Assumption Agreement
Destroyed Mortgage Note means a Mortgage Note the original of which was permanently lost or destroyed. The Company and RFC intend that . Florida. Fair Lending Act, Fla. Stat. High Cost Home Loan. 494.0078 et seq. Effective .

Florida Laws: FL Statutes - Title XXIII Chapter 319 Title Certificates ...
Mar 26, 2010 . (1) Each lien, mortgage, or encumbrance on a motor vehicle or mobile home . (1 ) If a certificate of title is lost or destroyed, application for a .

South Florida Foreclosure Archives: Miami Foreclosure Lawyer Blog
As our South Florida foreclosure defense attorneys understand it, Bank of . have received permanent modification through the program -- millions have applied. . keeping track of mortgage documents, many of which were lost or destroyed .

Altered Documents by Akerman Senterfitt? | DEFENDANT ...
Mar 27, 2012 . The original promissory note was lost or destroyed subsequent to Plaintiff's . been stapled as a means to permanently attach the Allonge to the Note. . P.A., American Home Mortgage Servicing, Docx, LLC, Florida Default .

2012 Florida Driver's Handbook
Under section 322.212 (5), Florida Statutes, it is a third degree felony to use a false or . the privilege of residing permanently in the United States and are issued . Deed, mortgage, monthly mortgage statement, mortgage payment booklet or . If your driver license is lost or stolen, apply for a replacement immediately.

Sep 22, 2010 . Mortgage Electronic Registration Systems, Inc (MERS) has a very long history. . lost assignments actually stating, “the said mortgage was assigned to Mortgage . or destroyed before same could be placed of record with the Florida Land . leaders it is time to permanently switch MERS lifeless device off!

No cause is permanently lost, even the worst causes
Apr 3, 2012 . The Argentine dictatorship destroyed itself; Margaret Thatcher rose from . No cause is ever permanently lost, including the worst causes.

The Florida Senate
Nov 2, 2011 . During the nation?s mortgage foreclosure crisis, Florida has sustained . A person who seeks to enforce a lost, destroyed, or stolen note must prove . (The 2002 amendment by the Permanent Editorial Board of the Uniform .

FAQ - Florida Division of Emergency Management
Apr 6, 2010 . Mortgage payment book or other mortgage documents (i.e. late payment . property loss going well beyond what FEMA grants are authorized to cover. . or is uninsured and has damages at the minor, major or destroyed level. . are lawful permanent residents (possessing an alien registration receipt card, .

what can I take from a foreclosed home? - Trulia Voices
Jun 15, 2008 . I lost my home because I defaulted on house payments. . The banks, do not even own the mortgages they are foreclosing on! . Mikehouse, Other/Just Looking in Cocoa Beach, FL . people learn and understand this they will continue to destroy our nation and the Americans who make up this country.

Wells Fargo Sued For Not Modifying Mortgages
Apr 16, 2010 . For a trial modification to become permanent, homeowners must make three . Wells Fargo Mortgage in South Florida/ 19 months of Hell and a call to my . Ilness and in bankruptcy from medical bills and loss of income of course I . me for two years now, my business is destroyed because of Wells Fargo.

2005 Florida Code - MOTOR VEHICLES TITLE CERTIFICATESChapter 319 . 319.29 Lost or destroyed certificates. . or mobile home sold, disposed of, mortgaged, or encumbered, unless evidenced by a certificate of title . assign and require the permanent affixation upon such mobile home of an identification number.

Chapter 319, Florida Statutes 2009
319.29 Lost or destroyed certificates. . disposed of, mortgaged, or encumbered, unless evidenced by a certificate of title duly issued to that . assign and require the permanent affixation upon such mobile home of an identification number.

Homeowners Insurance - How To Information |
Can Homeowners Insurance Be Included in Your Mortgage? . homeowner's insurance to pay the loan off in the event your structure is destroyed due to fire, smoke, . However, the State of Florida and the federal government administer programs . Homeowners insurance protects a policyholder against loss in four ways.

Oct 14, 2010 . and/or sale of.the subject alleged lost Note and Mortgage, causing further . EMC CANNOT SELL A NOTE AND MORTGAGE WHICH IS LOST OR DESTROYED . of Hialeah, Florida, an Appeal from the Circuit Court for Miami-Dade County, . non-existent, and permanently unverifiable alleged debt and .

Records and Valuable Papers - EDIS - University of Florida
Other records need to be permanent such as ownership papers. . Records of outstanding debts, notes, or mortgages and names and addresses of lenders. . If a U.S. Savings Bond is lost, stolen or destroyed, report the loss immediately by .

9 - Miami Foreclosure Lawyer Blog :: Published by Miami, Florida
Banks and mortgage companies have treated no one fairly throughout the process . with a qualifying income, he would be given a permanent modification . . in keeping track of mortgage documents, many of which were lost or destroyed as .

Paperwork Mess Aiding Strapped Homeowners - CBS News
Feb 19, 2009 . Some Homeowners Staving Off Foreclosure By Requesting Original Mortgage Note, Which Is Often Lost Or Destroyed.

Young and Upside Down on the Mortgage: What Would You Do?
Apr 30, 2009 . A 26-year old reader from Florida wrote me and said: . I would NOT walk away in your situation – you will destroy your credit . Get an accountant – claim the operating loss and mortgage interest deduction and it may not be too bad! . even swept away for many decades and maybe even permanently.

Mortgage Settlement Leaves Some Foreclosure Victims Wanting
Feb 9, 2012 . That day, the Zapatas lost more than $100000 in mortgage payments. In the months . Florida was in the middle of an unmistakable real estate boom. . Adam Levin Adam Levin: Eastwood Meets West Wing: No Permanent Foreclosure Crisis? . Foreclosed Homes Destroyed By Previous Owners (VIDEO ) .

Mers History, Depositons Case Laws
Tags: affidavits, assignment of mortgage, bifurcate, bill mccollum, brian . plantation florida 33324, lost assignment affidavit, mbs, MERS, mortgage . MERS has destroyed the public land records by breaking the chain of title to millions of homes. . President Obama and Congressional leaders it is time to permanently switch .

Robo-Signing, Chain of Title, Loss Mitigation, and Other Issues in ...
and questions about the validity of transfers in private-label mortgage . if current trends continue, by year's end the number of active permanent HAMP . There is an exception, however, for lost, destroyed, or stolen notes, which . In Broward County, Florida alone, over 2000 such affidavits were filed in 2008-2009.52 .

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    Apr 20, 2012 . Why Do I Have to Provide Bank Statements in My Florida Divorce? . savings), retirement account information, mortgage documents, and the like. . then actually depletes the marital value of the home by destroying the property. . with pursuing the losing action can be held against the pursuing spouse.

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