Video: Troubling foreclosure numbers

updated 9/6/2007 8:30:47 PM ET 2007-09-07T00:30:47

Homeowners Facing Foreclosure Demand Proof of Mortgage ...
Feb 18, 2012 . A growing number of distressed homeowners in Florida are stalling . and reselling mortgages, the original documents signed by homeowners .
http://www.eforeclosuremagazine.com/distressed-homeowners/homeowners-facing-foreclosure-demand-proof-of-mortgage-ownership

Accusations of Fraudulent Mortgage Documents Led Citigroup to ...
Feb 8, 2011 . Accusations of Fraudulent Mortgage Documents Led Citigroup to . Take this case in New York, in which Citigroup's mortgage unit, Citimortgage, filed this proof of claim. . Rather than produce an original assignment to prove its claim, the . Documents Led Citigroup to Settle With Homeowners | Florida .
http://fcir.org/2011/02/08/accusations-of-fraudulent-mortgage-documents-led-citigroup-to-settle-with-homeowners/

New foreclosure defense: Prove I owe you - Business - Real estate ...
Feb 17, 2009 . Homeowners demand lenders produce original documents — some can't . simple request of the bank: Show me the original mortgage paperwork. . defense for Jacksonville Area Legal Aid in Florida, said the strategy has .
http://www.msnbc.msn.com/id/29242063/ns/business-real_estate/t/new-foreclosure-defense-prove-i-owe-you/

How Can I Get My Original Mortgage Agreement? | eHow.com
A deed of trust or mortgage note will reflect the terms of the original . Storing your original mortgage documents in a fire-safe file box will organize and protect your information. . How to File for Proof of Original Mortgage . How to Recover Lost U.S. Bonds · How to Sell My Deed Note · Does Florida Use a Deed of Trust?
http://www.ehow.com/how_7732221_can-original-mortgage-agreement.html

How to Request a 'Produce the Note' to Stop Foreclosure | eHow.com
Because most mortgages are sold and transferred repeatedly, the original . Wait 30 days for the lender to provide you with copies of the original mortgage documents. . to you or until the lender can prove its ownership of the mortgage another way. . Time to Respond to a Motion to Compel in a Florida Foreclosure .
http://www.ehow.com/how_5788012_request-_produce-note_-stop-foreclosure.html

Florida Drivers License Identification Requirements
Document requirments include: Primary Identification, Proof of Social Security . An Original or Certified of One of the Following Primary Identication Documents . mortgage payment booklet or residential rental/lease agreement; Florida Voter .
http://www.dmvflorida.org/drivers-license-identification.shtml

FUBAR Mortgage Behavior: Florida Banks Destroyed Notes; Others ...
Sep 27, 2010 . In 2009, the Florida Bankers Association wrote a letter to the Florida . because in most (if not all) jurisdictions, original notes with proper wet ink . The cure for the mortgage documents puts the loan out of eligibility for the trust. . If that wasn 't done then what proof is there that a sale actually took place?
http://www.nakedcapitalism.com/2010/09/more-evidence-of-bank-fubar-mortgage-behavior-florida-banks-destroyed-notes-others-never-transferred-them.html

Who Owns Your Mortgage? "Produce The Note" Movement Helps ...
Sep 22, 2009 . Modern-day home mortgages have been so sliced and diced by rapacious financiers . to prove they hold the original mortgage documents before getting . In Florida, Jacksonville Area Legal Aid attorney April Charney has been . necessary documentation in court, including the note and evidence that the .
http://www.huffingtonpost.com/2009/09/22/whos-got-the-mortgage-pro_n_294169.html

If banks can't produce the original mortgage documents, they can't ...
If banks can't produce the original mortgage documents, they can't foreclose - a . It's usually Count II of the Complaint (at least here in Florida).
http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=389x6609604

Lost Note and Mortgage question
Nov 18, 2009 . Anyone have access to the legal doc's I need to start fighting this. Thank you in . They still need the originals to foreclose in Florida... Fighting BOA . to it as well? Otherwise, where is the proof it was sold and who owns it?
http://www.loansafe.org/forum/countrywide-home-loans-tell-us-your-countrywide-story/18979-lost-note-mortgage-question.html

Florida Learners Permit Requirements Checklist DHSMV
Florida Proof of Identity: You'll need documents to establish your proof of identity, . Valid, unexpired U.S. passport; Original or Certified copy of a birth certificate . Deed, mortgage, monthly mortgage statement, mortgage payment booklet or .
http://www.lowestpricetrafficschool.com/driver-education/learners-permit-checklist.html

IN THE CIRCUIT COURT OF THE 15TH JUDICIAL CIRCUIT
herein pursuant to Section 57.105, Florida Statutes, and in support thereof states as follows . that the Plaintiff had lost possession of the original note. . otherwise prove) of mortgage-related documents all signed by Green, attached hereto as .
http://api.ning.com/files/kavapQ5MWBoroSVu9gjrY5lqluyD122bsIxEdf9rIIzYaOEy3mnaU9Mr8z6vHxd4kZMl8xmNFKNKiyNugBRYR5*7ZLup84Xr/Motion1.for.57.105Sanctions..2.1.10.Szymoniak.pdf

Florida Security Instrument (Form 3010): Word
Words used in multiple sections of this document are defined below and other words are . (M) “Mortgage Insurance” means insurance protecting Lender against the . Lender may make proof of loss if not made promptly by Borrower. . by this Security Instrument by reason of any demand made by the original Borrower or .
https://www.efanniemae.com/sf/formsdocs/documents/secinstruments/doc/3010w.doc

What Documents Will I Need To Apply for a Mortgage?
This article explains documents that are most commonly needed to apply for a mortgage loan. . What Documents Will I Need To Apply for a Mortgage? . Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho .
http://library.hsh.com/articles/first-time-homebuyers/what-documents-will-i-need-to-apply-for-a-mortgage

Recording - Duval County Clerk of Courts
Clerk of the Circuit and County Courts - Duval County, Florida . leases, bills of sale, agreements, mortgages, judgments, claims of lien, satisfactions, . Notary public seal and expiration date (for out of state notary - if the acknowledgment or proof is . your original documents are scanned, recorded, and returned to you while .
http://www.duvalclerk.com/ccwebsite/recording.department

Proof of Identity
For office visits, you must bring original documents that prove your identity, social . Florida law requires identification, proof of date of birth, proof of residential . Deed, mortgage, monthly mortgage statement, mortgage payment booklet or .
http://www.sjctax.us/IdentityProof.aspx

Complete Home Foreclosure Prevention and Mortgage Fraud ...
How Would You Like To Know How To Identify Mortgage Fraud and Expose Wrongful . that your chain of title is broken due to improper mortgage documents . . “Mr.and Mrs. Sterling E. Naples FL” “We thought that the bank was right to start . the bank can not foreclose until they can prove they own the note in due course!
http://gofightforeclosure.com/

Bank of America Foreclosures Stopped in 23 States ...
Oct 4, 2010 . Bank of America is the most recent big bank to put on hold mortgage . Connecticut; Florida; Hawaii; Illinois; Indiana; Iowa; Kansas . it certified so you know it was received and you have proof. . the claim be evidenced by the ' original' note and 'mortgage documents' including a complete payment history.
http://www.mybanktracker.com/bank-news/2010/10/04/bank-america-foreclosures-stopped-23-states/

How to Enroll | Parents | Polk County Public Schools
Apartment or home lease agreement, mortgage document, or property tax . of the State of Florida, and along with that we will need two proof of residence for the .
http://www.polk-fl.net/parents/generalinformation/enroll.htm

Foreclosure Battle Cry: New Weapon to Fight Foreclosure - Total ...
However, some homeowners and a bankruptcy lawyer in Florida have made . In the chaos, many original mortgage documents were lost, destroyed or misplaced. . saying, "Trust us," when there may be no proof that it actually owns the loan.
http://www.totalbankruptcy.com/news/articles/foreclosure-mortgage/foreclosure-battle-cry.aspx

Florida Foreclosure Defense Lawyers Blog: Standing Archives
The Supreme Court of Florida held that a mortgage can be transferred without a . pledge of the mortgages in bulk together with delivery of the original Note to the bank. . Robo-signed documents used in foreclosure actions may leave lasting impacts . "No foreclosure proceeding may be initiated, and not Proof of Claim or .
http://www.floridaforeclosuredefenselawyersblog.com/foreclosure-defenses/standing/

Page 1 STATEMENT OF FLORIDA RESIDENCY FOR TUITION ...
the previous 12 consecutive months; all documentation proving Florida residency must be at least 12 . Claimant and student must present original permanent resident card or . primary residence of the claimant (mortgage, deed, proof .
http://www.scf.edu/StudentServices/EducationalRecords/Admissions/Residency_Web.pdf

Internal Doc Reveals GMAC Filed False Document in Bid to ...
Jul 27, 2011 . GMAC, one of the nation's largest mortgage servicers, faced a quandary last summer. . Law Offices of David Stern in Florida after the firm drew scrutiny from the state's . Rather than digging for the original documents, employees on the team . IT'S ALL UNSECURED DEBT—-THEY HAVE NO PROOF OF .
http://www.propublica.org/article/gmac-mortgage-whistleblower-foreclosure

Information on Proof of Mortgage Note From Sue Your Lenders ...
Sue Your Lenders offers information on Proof of Mortgage Note for your help in . Not only do the banks have to provide the documentation of the original note, . In at least 6 states including California, Florida, New York, Ohio, New Jersey, .
http://www.litigationallianceforum.com/tag/proof-of-mortgage-note/

Dismissals Due to Lack of Standing - Mortgage Servicing Fraud
Apr 20, 2012 . WELLS FARGO BANK (4/12)(Florida) Original complaint only had a mortgage . from stay Denied) Judge Bufford (explains authenticity of documents) . note and mortgage, no evidence of an assignment to Aurora, no proof of .
http://msfraud.org/LAW/Lounge/Standing.html

STaTeMenT OF FLORiDa ReSiDenCY FOR TuiTiOn PuRPOSeS
the following three (3) documents that are dated at least 12 consecutive months prior to the Proof of Florida Residency deadline; no exceptions to this .
http://valenciacollege.edu/admissions/documents/ReclassificationResidencyApplication1.pdf

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    GOVERNOR'S REFERENCE MANUAL FOR NOTARIES
    Documents typically requiring an acknowledgment include deeds, mortgages, contracts, and powers of attorney . found in the notary law, section 117.05(13), Florida Statutes, and are reprinted on page 30. . the notary public to compare the photocopy with the original document. . that proof of the marriage ceremony .
    http://www.flgov.com/wp-content/uploads/notary/ref_manual11-22.pdf

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